Outcomes for credit balances make sure this escalation in applications contributes to increased balances, present in both total credit balances (including payday advances) and non-payday credit balances. On line Appendix Figure A5 illustrates outcomes for (i) total credit balances and (ii) non-payday credit balances, confirming that increased product holdings additionally translate to increased credit balances. 22 Non-payday balances also increase. The approximated impacts in on line Appendix Figure A5 imply an increase in non-payday balances at 6–12 months after getting a primary loan that is payday of%. At slim bandwidths (below half the IK optimal), these impacts aren’t statistically distinct from zero during the 0- to 6-month horizon for non-payday balances and also at the 6- to 12-month horizon for total balances and non-payday balances, illustrated in Online Appendix Figure A6. Continuar leyendo “Figure shows RD second-stage plots when it comes to pooled test of first-time pay day loan applications.”
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